FinMind reads your bank SMS messages and turns them into a complete picture of your financial life. No logins. No manual entry. 100% on your phone.
No bank login, no third-party access. FinMind reads the SMS messages already sitting in your phone.
One-time permission to read your inbox. FinMind scans only bank messages — nothing personal, no contact list, no photos.
The app parses all your bank SMS messages in seconds — extracting amounts, merchants, dates, and payment methods automatically.
Your financial life is now visible — spending trends, money leaks, health score, budgets, and much more. All up to date, always.
FinMind silently watches for patterns — subscriptions you forgot, repeated micro-spending, cash withdrawals that disappear — and surfaces them as leaks with a monthly cost estimate.
Create a trip with start and end dates — FinMind automatically pulls in every transaction during that period. Add pre-trip bookings manually, remove unrelated transactions. See your trip spend at a glance, including any refunds.
A conversational AI that has full context of your spending history. Ask anything — comparisons, summaries, anomalies, advice. No dashboards to navigate, just a question and an answer.
Keep track of things you want to buy, with estimated prices. See the total cost of your wishlist in one glance. Long-press any item to instantly search Amazon and Flipkart for the best price — without leaving the app.
Visual donut chart showing exactly how your money is distributed across 24 categories. Tap any slice to drill into individual transactions.
Set monthly limits per category. Progress bars turn amber as you approach, red when exceeded. See alerts right on the home screen.
Auto-detected subscriptions, EMIs, rent, and SIPs. See your total fixed monthly obligations at a glance — know exactly what's committed before you spend freely.
A single 0–100 score computed from multiple factors: saving consistency, spending discipline, leak presence, EMI-to-income ratio, and impulse patterns. Tap to see a full factor breakdown and what's hurting your score.
Every Sunday, a personalised report card summarising your week — what you spent, how it compared to last week, and whether you're on track for the month.
Create your own categories with custom emoji, colour, and sub-categories. They appear seamlessly alongside built-in categories when editing any transaction.
Tracks how many consecutive days you've stayed within your budget. Gamifies good financial behaviour so saving becomes a habit, not a chore.
Supports 50+ Indian banks. Extracts amount, merchant, account, payment method (UPI, card, net banking, ATM), and transaction type from raw SMS text — entirely on-device. No internet required for parsing.
FinMind is actively growing. Here's what's coming — built around real user needs.
A custom machine-learning model trained on 3,000+ real Indian bank messages. Handles new banks, unusual formats, and edge cases the rule-based parser misses.
Detect transactions the instant an SMS arrives — no manual import needed. New payments appear in the app before you even put your phone down.
Instead of guessing your own limits, FinMind analyses your history and suggests realistic budgets per category based on your income and lifestyle.
A rich profile for each merchant — visit frequency, average spend, spend trend, and how you compare to your own historical baseline.
Set a target amount and a deadline. FinMind tracks your current saving rate and tells you whether you'll hit the goal in time — and by how much you need to adjust.
Pay for a group dinner, log the split, and FinMind automatically matches incoming UPI credits to your outstanding dues. Group trips made frictionless.
A heat-map calendar view where every date shows how much was spent. Darker days = higher spend. Instantly spot your splurge days across months.
When you long-press a wishlist item, see live prices from Amazon and Flipkart inside the app — no switching tabs, no losing your place.